List of Microfinance Institutions in Ethiopia

The Microfinance Institutions in Ethiopia are:

  1. Amhara Credit and Saving Institution S. Co.
  2. Yegna Microfinance Institution S.C
  3. Dedebit Credit and Saving Institution S.C.
  4. Oromia Credit and Saving Institution S.Co.
  5. Omo Micro Finance Institution S. Co.
  6. Gasha Micro Financing S. Co.
  7. Vision Fund Microfinance Institution S. Co.
  8. Sidama Micro Finance Institution S.Co.
  9. Africa Village Financial Services S. Co.
  10. Dire Micro Finance Institution S. Co.
  11. Aggar Micro Finance S.Co.
  12. One Microfinance Institution Share Company
  13. Digaf Micro Credit Provider S. Co.
  14. Tesfa Micro Finance Institution S. Co.
  15. Somali Micro finance Institution S.Co.
  16. Lideta Micro Finance Institution S.C.
  17. Gambella Micro Financing S. Co.
  18. Adaday Micro finance Institution S.Co.
  19. Kendil Micro Finance Institution
  20. Kershi Microfinance Institution S.C
  21. Sheger Microfinance Institution S.C.
  22. Grand Microfinance Institution
  23. Buusaa Gonofaa Micro Financing S. Co.
  24. Meklit Micro Finance Institution S. Co.
  25. Addis Credit and Saving Institution S. Co.
  26. ESHET Micro Finance Institution S.Co.
  27. Wasasa Micro Finance Institution S.Co.
  28. Benishangul-Gumuz Micro Financing S.Co.
  29. Metemamen Micro Financing Institution S. Co.
  30. Harbu Micro Financing Institution S. Co.
  31. Lefayeda Credit and Saving S.Co.
  32. Dynamic Micro Finance S. Co.
  33. Specialized Financial and Promotional Institution S. Co.
  34. Nisir Micro Finance Institution S.Co.
  35. Rays Micro Finance Institution S.Co.
  36. Peace Microfinance Share Company
  37. Afar Microfinance Institution S.C.
  38. Debo Microfinance Institution S.C.
  39. Yemsirach Microfinance Institution S.C.
  40. KAAFI Microfinance Institution S.C
  41. Sahal Microfinance Institutions S.C.
  42. Neo Microfinance Institution Supervision S.C.
  43. GOGIBA Microfinance Institution S.C
  44. Wallet Microfinance Institutions S.C
  45. Wallet Microfinance Institutions S.C
  46. Tana Microfinance Institutions S.C
  47. ELSABI Microfinance Institution S.C
  48. Akufada Microfinance S.C
  49. Yeshewabirhan Microfinance S.C
  50. Awera Amba Microfinance S.C
  51. Amel Microfinance S.C
  52. Marchuwa Microfinance Institution S.C.

The Federal Democratic Republic of Ethiopia is an African country.

It shares borders with Eritrea to the north, Djibouti to the northeast, Somalia to the east and southeast, Kenya to the south, South Sudan to the west, and Sudan to the northwest.

Addis Ababa is the capital and largest city.

Languages: Amharic, Oromo, Somali, Tigrigna, Afar …
Currency: Ethiopian Birr
Dialing code: +251

As of 2023 the country’s population was 107,334,000, making it the 13 most populated country in the world and 2 most populated in Africa after Nigeria.

It covers a land area of 1,112,000 square kilometres (472,000 sq. miles).

Ethiopia is multi-ethnic with over 80 different ethnic groups. Oromo and Amhara are the country’s two largest ethnic groups.

Christianity is the most widely professed faith in the country. The country has some adherents of Islam and other faiths.

Ethiopia is administratively divided into four levels: regions, zones, woredas (districts) and kebele (wards).

The first level administrative division in Ethiopia is a region, also called kilil, or alternatively regional state.

The 1995 Constitution of Ethiopia established the regions based on ethno-linguistic territories.

The country comprises 11 regions and two city administrations under these regions, many zones, woredas and neighbourhood administration: kebeles.

Previously, this level was called a province, and though many of the old province and new region names are the same, the entities are not identical and the words region and province are not interchangeable. As of 2022 there were eleven regions.

The regions and their capitals in Ethiopia are as follows:

  • Addis Ababa (City) …. Addis Ababa
  • Afar Region … Semera
  • Amhara Region … Bahir Dar
  • Benishangul-Gumuz Region … Asosa
  • Dire Dawa (City) … Dire Dawa
  • Gambela Region … Gambela
  • Harari Region … Harar
  • Oromia Region … Addis Ababa
  • Sidama Region … Hawassa
  • Somali Region … Jijiga
  • South West Ethiopia Peoples’ Region … Bonga
  • Southern Nations, Nationalities, and Peoples’ Region … Hawassa
  • Tigray Region … Mek’ele

Regions are subdivided into zones. The number of zones varies, but most regions have around six to twelve zones.

The largest region Oromia has over 20 zones, and the two smallest regions have none.

There are some cities which are set up as “special zones”, such as Bahir Dar Special Zone in the Amhara Region.

The earlier equivalent to a zone was called an awrajja, and many zones today are named the same as their earlier awrajja, but the terms zone and awrajja are not interchangeable.

Zones are divided into woredas (districts). In Ethiopia, the woredas comprise three main organs: a council, an executive and a judicial.

The Woreda Council is the highest government organ of the district, which is made up of directly elected representatives from each kebele in the woredas.

The representative of the people in each kebele is accountable to their electorate.

Woredas are divided into kebele, municipalities. Each kebele comprises around 20 smaller villages.

Kebele is the smallest administrative division. This is sometimes also called tabia or tabiya. They are at the neighbourhood level and are the primary contact for most citizens living in Ethiopia. Their administrative unit consists of an elected council, a cabinet (executive committee), a social court and the development and security staff. Kebeles are accountable to their woreda councils and are typically responsible for providing basic education, primary health care, agriculture, water, and rural roads.